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Knowing that the review process can take time, a first step is to plan ahead financially. Do not make any unnecessary purchases, especially large ones. Even if you can pay for those things now, you need to have a financial cushion should your claim take a year or two. Put any money you save by cutting discretionary spending aside to help you through the time it may take to reach a decision about your social security disability claim. Some claimants restructure their financial obligations to help them through.